Harwood State Bank is a locally owned bank that has satisfied the needs of our local communities for over 85 years. We are exceptional in providing personal and friendly service to individuals and businesses.

We take great pride in satisfying your banking needs - you are our first priority!

Harwood State bank will be offering Visa Credit Cards beginning January 1, 2010. Applications will be available in the Bank lobby. Transfer your high interest cards to our card! We’ll help you get started.